Loans and EMI
Work out instalments, total interest and what prepaying saves before you sign for a loan.
EMI calculatorAn EMI (equated monthly instalment) is the fixed amount you pay each month until a loan is cleared.Home loan calculator with prepaymentA home loan runs for many years, so small prepayments can save a large amount of interest.Flat rate to effective rate calculatorSome lenders and dealers quote a flat rate.Loan affordability calculatorBefore applying for a loan, find a comfortable ceiling.Rent versus buy calculatorIs buying better than renting? It depends on the loan rate, how much the home price and rents grow, and what you could earn by investing instead.Prepay loan or invest calculatorIf you have spare money each month, should it go to the loan or to investments? This calculator compares the two ways over the rest of the loan term.