Savings and investing
SIP, lump sum, FD, RD, PPF, goals, inflation and retirement: see how money may grow, with honest assumptions.
SIP calculatorA systematic investment plan (SIP) puts a fixed amount into an investment every month.Step-up SIP calculatorMost people earn more over time, so raising your SIP each year is natural.Lumpsum investment calculatorIf you invest a single amount today and leave it, compounding does the rest.SWP (systematic withdrawal) calculatorA systematic withdrawal plan (SWP) takes a fixed amount out of your investments each month.Fixed deposit (FD) calculatorA fixed deposit pays a set interest rate for a set time.Recurring deposit (RD) calculatorA recurring deposit lets you save a fixed amount every month at a fixed rate.PPF calculatorThe Public Provident Fund is a long-term government savings scheme in India.Compound interest calculatorCompound interest means interest earns interest.Simple interest calculatorWith simple interest, interest is charged only on the original amount.CAGR calculatorCAGR is the steady yearly rate that would turn your starting value into your ending value.Savings goal calculatorStart from the goal and work backwards.Inflation calculatorInflation raises prices over time, so the same money buys less.Retirement corpus calculatorThis calculator estimates the savings you need on the day you retire to fund your spending until a cautious end age, and the monthly saving required to close any gap.Savings growth calculatorStart with what you have, add a monthly deposit, and see how it might grow.Emergency fund calculatorAn emergency fund is money you can reach quickly if income stops or a big bill arrives.